Many people refinance their auto loans to get lower monthly payments or lower interest rates. It is a great way to save some money or to pay lower monthly payments in case your financial situation has deteriorated. But how many times can you refinance a car? Can you refinance a car every year? Let’s find […]

Before you get into options for a lower car payment, it’s important to understand it’s so high in the first place. Here is what may have happened. You couldn’t contain your excitement to buy a new car, and you probably asked around, did a bit of research, and contacted some car dealerships to see if […]

If you, like most people, are looking for a way to save money, it may be time to cut down on some of your biggest expenditures, like transport, for instance. This is where purchasing a vehicle comes in. For most Americans, the only way to afford a vehicle is through a loan. However, monthly payments […]

As one of the oldest and highly credible financial institutions of America, JP Morgan Chase operates around 16000 ATMs and 5000 branches across the country. Apart from issuing credit cards, the company also offers investment products and mortgage lending. There are certainly many perks associated with using their services, especially when it comes to auto […]

Imagine buying the vehicle of your dreams and going into debt shortly after. You may have settled for the first loan you came across, or you couldn’t wait to start paying off your purchase. Now that your car payment is too high, it may be taking a toll on your savings and other financial responsibilities.  […]

Many car owners refinance their car loans after a few years to get revised interest rates or extend their monthly payments. But what is car refinancing anyway? Refinancing your car loan is the process of taking out a new loan on your existing one. The new car loan would replace your existing loan with revised […]

Many buyers accept whatever loan package lenders or dealerships offer them when purchasing a vehicle. Even though it seems convenient, you may regret it as soon as you start making payments. This is where refinancing your auto loan can seem like the right thing to do. However, it comes with its own set of pros […]

Refinancing is a fast and easy process that allows you to save money and lower your monthly payments. However, people often hold back from auto refinancing as they tend to believe in certain myths (thanks to misinformation). Here are five myths that we would like to debunk so that you can make a well-informed decision. […]