Have you recently taken a loan out to purchase your dream car? If so, by now, you may have discovered how you’re paying an interest rate much higher than what you would like it to be. On the other hand, it may also be possible that you can no longer afford your monthly payments. So […]
You may think purchasing a car and securing a financing deal should be enough, but the ground reality says otherwise. Getting your car financed may seem like you’ve done your work, with you only needing to worry about the payments you need to make. However, once you start making payments and expenses keep piling up, […]
The term “auto refinance” is often associated with a lower interest rate and better payment terms. However, refinancing a vehicle successfully also depends on certain factors. One of them is your credit score, but that too is not the only factor at play. To land a better financing deal, you must also have a solid […]
Refinancing your car loan is a good move if you wish to have better loan terms. It’s also a great option if your financial situation has changed recently. It refers to taking on a new loan to pay off your current car loan balance. Regardless of your reasons to refinance a car loan, it can […]
Car loans are the gateway to owning your dream vehicle. However, if this is the first time you’re applying for a loan, it’s important to understand the policies and terms before you take a leap. It’s easy to get lost amidst several misconceptions and myths surrounding car financing, which is why we always suggest doing […]
If you’re thinking of paying off your current car loan and refinancing it into a new one, it may be a great strategy to help you save some money. This is usually because you have a greater chance of landing a lower interest rate with a car refinance. Moreover, if you’re using dealer financing, it’s […]
If you’re stuck in a cycle of endless payments and aren’t anywhere close to your saving goals this year, it may be time to consider refinancing your auto loan. The option will not only allow you to replace your current car loan with a new one but will also allow you to land a lower […]
An upside-down car loan can cause a significant amount of stress, especially if you’re already struggling with your finances, but it is more common than you think. It often occurs due to negative equity, meaning you owe more money to your lender than your car’s worth. Fortunately, there are some ways you can get out […]
Today, most car owners take out their cars on auto loans. However, many of them struggle with managing their monthly payments, and they have no option but to extend their loan terms until their monthly payments are affordable. But not many people know what happens when they extend their auto loan term. So if you […]
If you have recently financed a vehicle, you may be wondering how your emails are filled with car refinancing offers already. It doesn’t take long for different institutions to get a hold of your contact details, especially if you have just received an auto loan. Here’s what to do when you find yourself in a […]
